Every time this happens, I feel it. I've lost another long time client. Truthfully, by now, all of my clients are long timers. I think I have two clients under 50. And both of them have been my clients between 20 to 30 years. This lady, however, was special to me. When I first started working with her, she and her husband were relatively wealthy. They had owned property in Hawaii which had been sold for "a pretty penny". And had come to Vegas and purchased a lovely, large home in an excellent neighborhood. Her husband began buying cars, sometimes 3 a year. When the cash got short, he mortgaged and remortgaged the house. He was buying new cars which, of course were worth much less when traded in 6 or 8 months later. So, the mortgage on their home kept going up and up. My client was a sweet little Japanese lady of a certain age, the age where a woman was taught from an early age that the man ruled the house. I tried to talk to her about it. I could see it was making a mess of their finances. She knew that to be the truth but just didn't seem to have it in her to put a stop to it. Finally, the payments on the home mortgage became more than could be managed. Incidentally, he became more and more of a loose cannon. He was obviously experiencing some sort of dementia. One day he went to the grocery store with her. The store they were at had a branch bank in it. He took a firearm with him and began to show it off to fellow shoppers who were more scared than impressed. The police came and told her either she must do something with him or they would have to. She had no idea what she could do with him. The last I heard, the police took him into custody and I'd have to guess the state of Nevada housed him somewhere under close supervision for the rest of his life. I doubt he ever faced charges for brandishing the gun in the supermarket, but if he had, he surely would not have been well enough to face trial............
She was left with nothing. The home was sold and she got pretty much nothing from the sale. At the age of 74, she got a job in the mailroom at Citibank and supported herself with that income plus her Social Security and the rent on the one piece of Hawaiian property that had not been sold. It was, fortunately, titled in her name alone so he could not mess with it. Finally she got enough together to get a small home and moved in. All this happened close to 20 years ago. In spite of it all, she took care of herself another 20 years.
She was a refined lady with some degree of education. Before the age of computerized accounting, she could have been hired as a bookkeeper and made her employer proud. She always took care of herself and looked as good as a lady of her age possibly could. Just this last year, she was having mobility problems and in November, apparently she passed. I was something of a confidant for her. I listened, I advised, I cared. She impressed me in many ways. I will miss her.